Uber has changed the way we travel. With a simple tap on your smartphone, you can request a ride within minutes, simplifying the way we move around. However, with convenience comes risks. Accidents can happen, and when they do, passengers may suffer injuries.
We will cover the most common injuries in Uber-related accidents, who may be liable for damages, and the legal steps involved in pursuing compensation.
Typical Injuries in Uber Accidents
An Uber accident can cause a variety of injuries, especially during collisions or accidents. Some of the most common injuries that occur include:
Cervical Strain: Whiplash often results from rear-end crashes, resulting in pain and stiffness. Symptoms can be delayed, making it harder to recognize early on.
Bone Injuries: Accidents can easily cause fractures, especially in limbs. Fractures may demand extended treatment and rehabilitation.
Concussions and Brain Trauma: From mild concussions to severe TBIs, head injuries can vary in severity. Head injuries can affect cognition and health for a long time.
Back and Spinal Cord Injuries: Back and spine injuries are common in high-impact crashes. They often result in long-term pain and expensive treatments.
Strains and Sprains: Soft tissue injuries like sprains and strains are common in car accidents. Even though they might seem minor, they cause substantial pain.
Deep Cuts and Wounds: Shattered glass or other debris from an accident may lead to severe cuts. Some of these wounds may require stitches or surgical repair.
Figuring Out Fault in Uber Injury Cases
Determining fault in Uber accident cases can be tricky. Multiple parties might share the blame for an accident. Liability can include the Uber driver, other drivers, or even third parties.
Uber’s Driver: The Uber driver can be responsible for any injuries if they were at fault. This includes speeding, texting while driving, or breaking traffic laws.
A Different Driver: If another vehicle was at fault, their driver could be liable for the accident.
The Role of Uber: Uber may be liable in certain situations through its insurance policies. For accidents during rides, Uber provides liability coverage of up to $1 million.
Third-Party Liability: Third parties, such as government entities or manufacturers, may be liable. In such cases, lawsuits may involve multiple parties to determine responsibility.
Uber’s Insurance Policy for Riders
Uber’s insurance coverage varies depending on the stage of the ride. The coverage changes whether the driver is waiting for a ride, en route, or carrying passengers.
No App Usage: If the driver is not using the Uber app, their personal insurance applies.
Driver Awaiting Ride Requests: Uber provides limited insurance coverage when a driver is available but not carrying passengers. Liability limits include $50,000 for injuries and $25,000 for vehicle damage.
Active Uber Ride: While en route to pick up passengers or during the ride, Uber’s $1 million policy applies. The coverage includes $1 million for liability and uninsured uber driver class action lawsuit motorists, as well as collision coverage.
Steps in an Uber Injury Lawsuit
When serious injuries occur, filing a lawsuit might be necessary if insurance isn’t enough. A lawsuit can provide compensation for medical bills, lost earnings, and pain and suffering.